Reaching retirement with a sizable nest egg doesn't guarantee long-term security if longevity, healthcare inflation, and unexpected shocks erode your capital. Wan Saifulrizal Wan Ismail, CEO of AmMetLife Insurance Berhad, joins Ringgit & Sense to discuss why Malaysians need to look beyond capital accumulation and pay closer attention to post-retirement financial risks. 

Wan Saifulrizal shares his three-bucket model for managing retirement savings and risk, highlights the practical limits of medical insurance, and offers basic steps to stress-test your finances ahead of retirement.